Notice of the making of this Statutory Instrument was published in

"Iris Oifigiúil" of 19th June, 2012.

I, JOAN BURTON, Minister for Social Protection, in exercise of the powers conferred on me by section 1 (4) of the Social Welfare and Pensions Act 2012 (No. 12 of 2012), hereby order as follows:

1. This Order may be cited as the Social Welfare and Pensions Act 2012 (Section 12) (Commencement) Order 2012.

2. The 18th day of June 2012 is appointed as the day on which section 12 of the Social Welfare and Pensions Act 2012 (No. 12 of 2012) comes into operation.

GIVEN under my Official Seal,

14 June 2012.

JOAN BURTON,

Minister for Social Protection.

EXPLANATORY NOTE

(This note is not part of the Instrument and does not purport to be a legal interpretation.)

This Order provides for the commencement of Section 12 of the Social Welfare and Pensions Act 2012 , with effect from the 18th June 2012.

Section 12 provides for the curtailment of access to the Mortgage Interest Supplement scheme in the case of new claimants for the first 12 months, while the person is involved in the Mortgage Arrears Resolution Process as set out in the Code of Conduct on Mortgage Arrears applying to mortgage lenders.