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United Kingdom Intellectual Property Office Decisions |
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You are here: BAILII >> Databases >> United Kingdom Intellectual Property Office Decisions >> Fair, Isaac and Company, Incorporated (Patent) [2005] UKIntelP o32905 (20 December 2005) URL: http://www.bailii.org/uk/cases/UKIntelP/2005/o32905.html Cite as: [2005] UKIntelP o32905 |
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For the whole decision click here: o32905
Summary
In an online transaction, security procedures often require a user to be asked a number of questions so as to prevent fraud. Increasing the number of questions asked brings added security, but also brings with it a risk that the customer will lose patience and give up before a transaction is completed. The application is concerned with providing a mechanism for deciding the questions to be put to potential customers to strike the optimum balance between security and customer friendliness.
In refusing the application, The Hearing Officer concluded that the advance resided in the particular way the system determined the information to be requested from a potential customer. This advance was felt to be in an excluded field as being a scheme, rule or method for doing business.
The Hearing Officer further considered that in substance, the claimed invention was a computer program. In accordance with the CFPH judgment computer programs should not be foreclosed to the public and therefore the present application was also excluded as a program for a computer.
